Founding subscriptions

Thinking on Credit is sold by institutional subscription, to the person who will read it. There is no portal to procure and no platform to integrate: each edition arrives as documents and data.

A founding subscription covers the first two editions — calendar Q3-2026 and Q4-2026 — and carries input rights on the universe for the second edition and one call per edition with the author. Founding subscribers are named in the first edition’s acknowledgements if they wish, and not otherwise.

What arrives, each quarter. The note, the exposure sheets and the stack view as PDF; the registers as a workbook and as CSV with a data package; the assumptions file, the methodology note and the change log. Event notes follow between editions when a stress event lands. Each PDF is stamped with the subscriber’s name and the edition.

Delivery. Through the subscriber area, which opens with a one-time code sent to the subscriber’s e-mail address, and by e-mail. The licence is for the subscribing institution’s internal use; the free layer at The Return on Thinking remains open to everyone under its own licence.

Terms and prices are set out on request. Write to allan@rubyrocket.com with the institution and the desk that would use it.